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The amount you can borrow depends on how old you are and the value of your property. You’ll still own your home and stay in it for as long as you wish but unlike a traditional mortgage, you don’t have to make any monthly payments.
The lifetime mortgage is usually repaid from the sale of your home when you, or the remaining applicant (if the mortgage is in joint names) dies or moves out of your home into long term care. Of course, any money left would be available to you or your beneficiaries.
Your adviser will talk you through the products and your options, find out more on how it works.
If you are able to answer yes to the following qualifying questions then you may be eligible for our Lifetime Mortgage.
Are you aged over 55?
Is the property your primary residence?
Is your property made of standard construction, and in, England, mainland Scotland or Wales?
Is your property valued at over £100,000 (£150,000 for ex-council, ex-housing association or ex-ministry of defence properties)?
Do you own your property?
Legal & General Home Finance is a wholly owned subsidiary of Legal & General Group plc. Registered in England and Wales number 04896447. Registered office: One Coleman Street, London EC2R 5AA.
Legal & General Home Finance Limited is authorised and regulated by the Financial Conduct Authority.
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