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Having a better standard of living isn’t quite the same as splashing out on expensive watches and designer handbags. For many people, it’s more to do with not worrying about what goes into the shopping trolley, it’s moving up from own brands to enjoy some of life’s little treats on a daily or weekly basis.
What’s more, while you’re still living in your own home, it’s good to know the bills can always be paid. It’s reassuring to not worry about turning the heating up if you’re cold. And it’s a breath of fresh air to invite family and friends for the weekend, knowing you can all pop out for a treat somewhere a little bit special – without worrying how you’ll pay for it.
It’s important to keep things in perspective; your financial adviser will remind you it’s important to use other savings or investments first before you think about taking out a lifetime mortgage. It will create a debt on your home and there may be ways to borrow money that are more cost-effective.
However, if you’re confident that you’ve exhausted all the alternatives, and you’d still like to explore a lifetime mortgage as being a practical option for your situation, your adviser will be happy to help you proceed to an application.
Legal & General Home Finance is a wholly owned subsidiary of Legal & General Group plc. Registered in England and Wales number 04896447. Registered office: One Coleman Street, London EC2R 5AA.
Legal & General Home Finance Limited is authorised and regulated by the Financial Conduct Authority.
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