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From helping you save for your hopes and dreams, to planning how to enjoy the money you’ve worked so hard to build up, we’re helping millions of people to build a securer financial future.
That’s why Legal & General is a natural choice, particularly if you want to release money from your home with a lifetime mortgage to improve your retirement.
The Equity Release Council’s Market Report 2017 tells us that 27,534 new customers released equity from their homes through a lifetime mortgage in 2016. We helped some of those individuals to realise their desires for a better retirement.
Request a printed copy, or download our free guide to lifetime mortgages
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The Retirement Lending Advisers Limited is an appointed representative of Key Retirement Solutions Limited. Key Retirement Solutions Limited is authorised and regulated by the Financial Conduct Authority.
As dedicated professionals who’ve trained and qualified to give advice on equity release, they can offer a personal service to find out what’s most appropriate for your financial situation.
Couple receiving advice
It’s worth remembering that if equity release isn’t right for you The Retirement Lending Advisers will let you know – you can, of course, talk to your own financial adviser if you prefer or, if you don’t have one, find one for yourself; www.equityreleasecouncil.com will have a list of advisers in your area.
It’s important to think about using other savings or investments first before you think about taking out a lifetime mortgage. You should consider other options to borrow money which may be more cost effective.
We want you to be confident you’re making the right decision when you choose a lifetime mortgage from Legal & General.
Visit The Retirement Lending Advisers website.
If you use The Retirement Lending Advisers, a separate company who only advise on our Lifetime Mortgages, they won't charge you an advice fee.
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We take your security and happiness very seriously, we only offer our Lifetime Mortgage through fully qualified and approved financial advisers.
We have been awarded the Best Equity Release/Lifetime Lender, by the mortgage strategy awards 2017.
Not only this but our Lifetime Mortgages have been awarded 5 stars ratings from Moneyfacts.
There are alternatives to lifetime mortgages, which you should also consider carefully. This is a specialist financial product, and there are risks involved as well as potential benefits.
Some of the pros and cons you should consider are shown below. This isn’t an exhaustive list and your adviser will consider your circumstances and advise you on specific risks.
It takes less than a minute to find out. Use our simple lifetime mortgage calculator to see an estimate of how much cash you could release from your home.
Along with other major companies that offer lifetime mortgages we’re a member of the Equity Release Council, so with Legal & General, you can be confident you’re in safe hands. It’s important however, to carefully consider if a lifetime mortgage is right for you.
You could use the money to improve your general standard of living, help your children get on the property ladder or make those long overdue home improvements. Read our 'what would a better retirement mean for you?' for further details.
We hope you will always be satisfied with the service you receive from us. If this is not the case, we want you to tell us about it so we can work with you to understand what has happened and put it right as quickly as we can.
Write to us at: Customer Outcomes Manager, Legal & General Home Finance, Chadwick House, 737 Blenheim Court, Solihull, B91 2AA.
Call us on: 03330 048444 lines are open 8.30am to 5.30pm Monday to Friday. Call charges will vary. Calls may be recorded and monitored.
Email us at: email@example.com
Please include your phone number, so we can call you about your email Monday to Friday between 9am to 5pm. When sending emails you should not include any personal, financial or banking details, as this method is not a secure way of supplying information.
Address: The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
Telephone: 0800 023 4 567 or 0300 123 9 123 or if calling from outside the UK +44 20 7964 0500
View more FAQs
Speak to a specialist lifetime mortgage adviser who can confirm if you qualify.
You only need to repay the loan when you die or go into long-term care. If you decide to repay the loan before this, you may need to pay an early repayment charge.
All our lifetime mortgages offer an option that you can choose at outset to protect a percentage of the value of your home for your beneficiaries. If you take the inheritance protection option it will reduce the amount you can borrow.
Legal & General Home Finance is a wholly owned subsidiary of Legal & General Group plc. Registered in England and Wales number 04896447. Registered office: One Coleman Street, London EC2R 5AA.
Legal & General Home Finance Limited is authorised and regulated by the Financial Conduct Authority.
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